Get an Affordable Workers’ Compensation Policy Tailored to Your Business’s Unique Needs
When an employee gets hurt on the job, they may make a workers’ compensation claim to pay for their medical expenses and cover their lost wages while they recover from their injuries. Even if that employee has their own health insurance, you are responsible for covering any injuries or illnesses that are directly related to work.
Workers’ compensation is designed to cover the following:
- Any medical expenses related to the injury or illness.
- Expenses related to ongoing care
- Missed wages from time spent off work.
- Funeral expenses should an employee lose their life due to a work-related injury.
Getting workers’ compensation doesn’t just protect you financially; it can also protect you from legal action. Once the employee accepts their benefits, they agree not to sue for their injuries, helping you to avoid potentially serious legal repercussions.
When you contact Southcoast Insurance Group, one of our dedicated agents will help you assess your commercial business’s specific risks and coverage needs to ensure you get enough coverage and don’t pay for more than what you truly need.